We are about to say goodbye to 2022 and welcome 2023, it’s a great time to review, and teach kids money basics, finance, entrepreneurship, money games as a great way to build financial literacy, and become financially independent and reach goals debt free for next year.
As my parents used to tell me all the time always save for the rainy days, you’ll never know when unforeseen events come, and it’s always good to have spare cash, and savings to cover those unexpected expenses.
A good way of teaching kids about money is introducing them to games, games are the best way to see how your kids progress, you’ll also see how they fare well in the games, monitor, their interactions, and check their temper so they don’t break things when their tantrums get along the way.
Let’s start with the basics.
Cash Back is a game where players give customers the correct change using bills and coins.
Start the game, as usual, using any browser of your choice, I use Google Chrome on my end and fire it up. Click the “Play” button
Then click “Play Tutorial” to get through the guide on how the game is played.
The instructions are self-explanatory, to proceed to click the “fast-forward” button, and answer all possible questions, at the right corner, there are several denominations of dollar bills ranging from $1 to $100, coins included, simply click the “-“ minus or “+” plus sign to correspond your answer, and proceed to “give change”. If you are satisfied with the tutorial, simply or reload the game to get started.
Click “Play” then “Game Mode”, and choose the level of difficulty – easy, medium, hard, with a few clicks to match your preference.
During gameplay, a customer will approach and buy something from you, in this case, a book worth $8 dollar, you’ve been handed $11 dollar – mouse over the “$1” and click the “+” sign at the right corner 3 three times, and then click “Give Change” easy peasy! Don’t forget you are timed/clocked as the game progresses.
While getting the hang of it, I felt the adrenaline rush of the game, so far after a test run, I earned $11 dollar and made one 1 sale. Repeat the process over again to gain mastery and proceed with the difficulty level you desire.
Next up, is the game I’m always intrigued to try out, is no other than Stocks.
This brings me to the stock portfolio I’m currently holding right now – I have a stock account tucked in my trusty electronic digital wallet – GCash, under it has Ginvest with four different categories, one of them is Gfunds, I have around eight investment funds pooled altogether.
The basic thing about stocks is you buy them when the price is low, and when the time is right you can sell them at a higher price (I could be wrong, as the price of the stocks fluctuates, and requires tremendous analysis) or wait until it reaches a maturity of 5-10 years, but in any case, leave and forget it as it grows – this is where the magical wonders of compound interest doing its work in the background.
Being a sound investor would not undercut financial goals – think of this as a long-term investment.
That being said, anybody investing should not treat “stocks” as personal bank accounts wherein you can withdraw anytime (short-term goals) – this will lead to financial epic fails.
The stocks mentioned above is similar to the game below, the only difference is you’re not playing with real money that you can’t afford to lose, before doing so, assess first your risk appetite.
Let’s play the stock game heads-on! Stocks – is an idle clicker game with a stock performance price graph where the goal of the game is to day trade or speculate on a stock to capture price increases.
Tap to start the game with a click of your mouse if you’re using a desktop/laptop computer, or on your smartphone or mobile device tap/flick using your finger.
Before the start of the stock game, each player is handed over $500 to invest the fund for a duration of 30 days. As the game starts, the stock’s splash screen projects a line graph that periodically goes up and down, and just below it, we have a Buy + plus sign and, a Sell – minus sign.
For your guide, check the Price at the upper right corner of the screen, as the green arrow points up click Buy +, meanwhile, the red arrow points down.
Move the mouse pointer in horizontal directions as you click Buy + and Sell – click as quickly as you can, this will train, and develop muscle memory with your fingers as you progress with the game, while observing the price, later you’ll get a hang of it. Below the left corner, an encircled check button indicates the shares bought.
Virtually the game sets the cut-off date day after day when buying, and selling stock shares. At the end of the month, I manage to earn around $755 seven hundred fifty-five dollars from the $500 five hundred dollars, that’s $255 two hundred fifty-five dollars in profit.
In summary, all the games are all mobile ready, and loads incredibly fast, because there’s no pop-up ads involved. Give it a try, all games are absolutely free to play with no charge at all, and browse the games of your choice.